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How to cope with the Economic realities of the present.


 ```About a year ago, we had seen the covid-19 outbreak, headline the global newsreel. There had been a dramatic twist to the economic narrative of the world which involves precationary shutdown of high-risk public places and beyond the mandatory.
 Just how easy was it to survive? 

With reports of unpaid layoff of workers in privately-funded domains and upsurge in living cost. 
The progression of time has shown, that we could be more than a pandemic that would pose any legitimate threat to us; what if we were faced with some adverse economic situation in the near future?

 For the vast population of young people of or about college-age, it is important to explore legal coping prospects.
```What are our options? This article, in clear terms, seeks to answer the above question.

There are some way we could cope in this present time;
 "Give a person fish and you would have fed him once; teach him to fish and you would have fed him for a lifetime."


It comes as no surprise many graduates stay unemployed for years, live off their parents, and maybe become persistently incapable of thinking beyond satisfying their most elementary needs.

 What if we discovered and took optimal advantage of internet resources that could reshape our financial status, or learn a trade we can make money from that doesn't necessarily interfere with a main job or academics? What if we maximized our inborn abilities in a manner that profits us?..... Poverty in developing Africa is more than just an expression of lack of money or materials, it is the absence of positive, workable ideas and vision.
 1 in 3 Nigerian youths have low-income jobs, and possibly twice as many have no jobs at all. This means we could have done well into or past their thirities without ever paying rent or bills. That's significantly behind life in the advanced world.

2. Savings serves to save
This is probably where most people get it downright wrong. Yes, we live in a society where the propensity to consume outweighs the propensity to save by far, yet it is important to put away a portion of one's positive cashflows for future benefits.
Lets do a very simple arithmetic to illustrate just how important your savings could be in the long run.
 If you saved N1,000 every day for a year, by the year's end, you would have had N365, 000. If you saved N5, 000 out of your allowance every 2 weeks, you would had N130, 000 as a student. If you saved N20, 000 from a N100, 000 salary for a year, you would have had N240, 000. This would be a bit debatable in varied contexts as living circumstances differ between individuals. But where there's room to save, it is definitely an obligation.

3. The "What else" and "what if"
The Nigerian economy, in its fluctuating nature, demands a complementary source of income. In the event you lose a job, would it be a free fall down to Earth over time? What else are you doing to meet your financial targets? What if you could earn more by effectively sharing your time and resources between gainful ventures?
4. Investment matters
How many times do we scroll past every ad calling for investors, or show no real interest when we hear or learn about the need to invest?
 "The poor want to spend before investing. The rich invest before spending." — (Cite author)

 This shows opposing mindsets and realities common to people today. The need for saving has been earlier touched on, but there's a vital question that follows it: Do we save to consume, or seek out avenues with reasonable likelihood for gain, to invest our funds?..
 A broadened perspective paves the way for some financial success. It's no trick, and neither is it mired in the dubiousness that often comes to the mind. 
Be a risk-taker, learn as much as you can about an investment possibility. And when you invest, keep a moving streak of it.```

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